| EXAMPLE 1 | ||||||||
| Policy Eff | Premium | Total Dividends | Net Premium | % of Premium Returned | ||||
|---|---|---|---|---|---|---|---|---|
| 2019 | $36,073 | $28,305 | $7,768 | 78.00% | ||||
| 2018 | $26,828 | $23,407 | $3,421 | 87.20% | ||||
| 2017 | $44,366 | $15,641 | $28,725 | 35.10% | ||||
| 2016 | $44,209 | $26,293 | $17,916 | 59.47% | ||||
| 2015 | $25,295 | $19,137 | $6,158 | 75.65% | ||||
| EXAMPLE 2 | ||||||||
| Policy Eff | Premium | Total Dividends | Net Premium | % of Premium Returned | ||||
| 2019 | $76,402 | $29,334 | $47,068 | 38.00% | ||||
| 2018 | $114,154 | $24,327 | $89,827 | 21.00% | ||||
| 2017 | $86,034 | $20,926 | $65,108 | 24.30% | ||||
| 2016 | $41,516 | $20,084 | $21,432 | 48.30% | ||||
| 2015 | $36,639 | $12,251 | $24,388 | 33.40% | ||||
| EXAMPLE 3 | ||||||||
| Policy Eff | Premium | Total Dividends | Net Premium | % of Premium Returned | ||||
| 2019 | $138,033 | $50,614 | $87,419 | 36.66% | ||||
| 2018 | $157,095 | $39,968 | $117,127 | 25.44% | ||||
| 2017 | $162,023 | $35,390 | $126,633 | 21.80% | ||||
| 2016 | $171,288 | $62,853 | $108,435 | 36.60% | ||||
| 2015 | $155,858 | $84,696 | $71,162 | 54.43% | ||||
| EXAMPLE 4 | ||||||||
| Policy Eff | Premium | Total Dividends | Net Premium | % of Premium Returned | ||||
| 2019 | $206,867 | $46,578 | $160,289 | 22.50% | ||||
| 2018 | $277,903 | $42,595 | $235,308 | 15.33% | ||||
| 2017 | $204,833 | $46,531 | $158,302 | 22.72% | ||||
| 2016 | $312,623 | $80,342 | $222,281 | 25.70% | ||||
| 2015 | $248,869 | $87,049 | $161,820 | 34.98% | ||||
| EXAMPLE 5 | ||||||||
| Policy Eff | Premium | Total Dividends | Net Premium | % of Premium Returned | ||||
| 2019 | $688,882 | $202,950 | $485,932 | 29.46% | ||||
| 2018 | $686,118 | $144,251 | $541,867 | 21.02% | ||||
| 2017 | $660,598 | $101,857 | $558,741 | 15.42% | ||||
| 2016 | $692,622 | $136,239 | $556,383 | 19.67% | ||||
| 2015 | $664,716 | $178,558 | $486,158 | 26.86% | ||||
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